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Monday, 19 June 2023

CBN lifts cash deposit restriction on domiciliary accounts, allows $10k withdrawals daily



The Central Bank of Nigeria (CBN) has lifted the cash deposit restrictions placed on domiciliary accounts, stating that holders of such account are permitted to utilize cash deposits not exceeding $10,000 per day.


The apex bank in a press statement on Sunday, June 18, said customers “shall have unfettered and unrestricted access to funds in their accounts”. 


The statement followed an extraordinary Bankers’ Committee meeting held to discuss the implementation and implications of the policy changes for the banking public.


According to the CBN, the policy changes aim to promote transparency, liquidity, and price discovery in the FX market in order to improve FX supply, discourage speculation, enhance customer confidence and ensure overall stability in the FX market.


According to the Director, Corporate Communications, Dr. Isa Abdulmumin, the CBN, in line with deliberations at the meeting, provided further guidance to Deposit Money Banks (DMBs).


He said all visible and invisible transactions (medicals, school fees, BTA/PTA, airline and other remittances) are eligible for the Investors’ and Exporters’ (I & E) window.

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